in the news


The U.S. Drug Enforcement Agency has published today its final rule that places a more-restrictive classification on hydrocodone combination products, or HCPs*.


After 10 years of formal debate and consideration – and 15 years since the idea was first proposed – hydrocodone combination products are being reclassified from the more-permissive Schedule III to the more-restrictive Schedule II category.


The rule will take effect 45 days from today – Monday, October 6. Learn more


To All JPA Members:




The annual meeting of the Tri-County Schools Insurance Group Joint Powers Authority (JPA) Board of Directors was held on Friday, March 14, 2014 in Yuba City, CA. A quorum of the Board was not present; however, a quorum of the Executive Committee was in attendance. Per Section 5.14, the Executive Committee is specifically empowered to act as the governing body of the JPA on those matters which were to be considered by the Board of Directors at the March 14th meeting. The following actions were taken:


C1: The minutes of the March 15, 2013 were approved.


E1. Property/Casualty Coverage Recommendation to the JPA Board


1.    FY2014/2015 property program rates are to remain the same with the purchase of coverage above the $100,000 self-insured retention from Travelers or another carrier meeting or exceeding coverage requirements for the same or lower rate.

2.    FY2014/2015 liability rates to remain the same.

3.    $1,750,000 to be designated in retained earnings for claims stabilization.

4.    Excess Liability coverage from $2,000,000 to $5,000,000 to be obtained from Genesis.

5.    Excess Liability coverage above $5,000,000 to $20,000,000 to be secured through Schools Excess Liability Fund (SELF)


E2. Medical Program Recommendation to the JPA Board

1.     Over the last several years, the medical program has paid out more in claims and other expenses than it has collected in contributions. Plus it is anticipated that costs will trend higher in the next year. These factors necessitated a rate increase this year.

An actuarial review of the rates has illustrated that the cost of dependents was not adequately addressed in the rates. Additionally, the Premier Plus and Premier plans have been consistently operating in the red.   As part of the federal review of actuarial value of plans it was also noted that the high deductible health plan which we refer to as the Consumer Driven Health Plan, was discounted more significantly than it should be, so it was also adjusted.

As you will observe in the rate sheet because of the different adjustments, the increase for various plans is different. The range for tiered plans is from a low of 4.7% for the Standard Plan employee only rate to a high of 15.1% for the Consumer Driven Health Plan employee plus one dependent. The composite plan range goes from a low of 12.5% for the Standard Plan to a high of 17.5% for the Consumer Driven Health Plan.

2.    Kaiser rates adopted as presented by Kaiser with a 9.1% increase to the active rates, 5.85% increase to the High Senior Advantage Program and a 6.41% increase to the Low Senior Advantage Program.

3.    Waiver Assessment Fee to remain unchanged as $306 for tiered systems and $612 for composite systems.


E3. Group Life Program Recommendation to the JPA Board

1.    Six options of basic group life coverage were approved without an increase in the rates.

($10,000, $25,000, $50,000, $100,000, $150,000, $200,000)


E4. Dental Program Recommendation to the JPA Board

1.    An overall 6.5% increase in the rates was approved as illustrated in the attached rate sheets.


E5. Vision Program Recommendation to the JPA Board

1.    The FY14/15 rates are to remain the same.


E6. FY 2014/2015 Budget Recommendation to the JPA Board

1.    The FY 2014/2015 Budget was approved as submitted.


E7. Election of Five At-Large Members to the Executive Committee and Board Officers

1.    The following at large candidates were elected:

Ryan Robison, Sutter Union High School

Sue Roberts, Sierra Plumas Joint Unified School District

Julie Tucker, Colusa County Office of Education

Daena Meras, Pierce Joint Unified School District

Danielle Wilson, Maxwell Joint Unified School District

2.    The following officers were elected:

Ryan Robison, President

Daena Meras, Vice President

Cindy Sutfin, Human Resources Director


Pursuant to Section 9.2 of the By-laws all decisions of the Executive Committee shall constitute the decisions of the Board of Directors, unless, within twenty (20) days after providing notice of the actions of the Executive Committee, at least twenty-five percent (25%) of the Board of Directors provide written requests to the Joint Powers Authority's office requesting a special meeting of the Board of Directors to consider these items again. CLICK HERE FOR RATE SHEET

California Supreme Court Rules That Trained School Personnel May Administer Insulin To Diabetic Students

K-12 Education August 13, 2013 | Bulletin No. 1035220.1
The California Supreme Court ruled Monday in
American Nurses Association v. Torlakson (--- P.3d ----, Cal., August 12, 2013), that California law permits school personnel who are not licensed health care providers to administer insulin to diabetic students when there is not a school nurse present.  The Court ruled unanimously that California law expressly permits trained, unlicensed school personnel to administer prescription medication, such as insulin, in accordance with written statements of a student’s treating physician and parents.  Learn more.

Posted: 5/9/2012 – Groundbreaking mini-series explores far-reaching effects of obesit

The United States is in the grip of a serious health epidemic – excess weight and obesity. The numbers are sobering:
· Obesity accounts for 20.6% of our health care costs - $190 billion per year.

· Excess weight and obesity are major risk factors for the chronic conditions responsible for 75% of health care costs

· Obese employees lose nearly 13 times more workdays and incur nearly 7 times greater medical costs than normal-weight



In an effort to reverse these trends, HBO - in partnership with Kaiser Permanente, national health organizations, and the Michael and Susan Dell Foundation - is airing the revolutionary four-part documentary “The Weight of the Nation” on May 14th and 15th.

Watch it Here!

“The Weight of the Nation” is a HBO broadcast that is available free to view. Click here to watch all of the valuable information on health it has to offer.

Wall Street Journal – The Guide to Beating a Heart Attack

Here’s the good news: Heart disease and its consequences are largely preventable. The bad news is that nearly one million Americans will suffer a heart attack this year. 04/16/2012 >>Learn More

Appeal-Democrat – Students Can See, And It’s Free

VSP Vision Care’s 45-foot mobile eye clinic visits three area schools that participate in Tri-County Schools Insurance Group 02/24/2012  >>Learn More

HHS (Health & Human Services) HealthBeat

Halt the Salt - recommended on the HHS HealthBeat 11/29/2011  >>Learn More

CDC reports excessive alcohol consumption cost the U.S. $224 billion in 2006

Most of the costs were due to binge drinking. The cost of excessive alcohol consumption in the United States in 2006 reached $223.5 billion or about $1.90 per drink, according to a new study by the Centers for Disease Control and Prevention.  Almost three–quarters of these costs were due to binge drinking, consuming four or more alcoholic beverages per occasion for women or five or more drinks per occasion for men, the report said.  >>Learn More

Melanoma skin cancer has costly and deadly impact on America

CDC releases the most comprehensive melanoma report in the U.S. to date. More than 45,000 cases of melanoma occurred in 45 states and the District of Columbia each year during 2004-2006, according to a report by the Centers for Disease Control and Prevention. Skin cancer is the most common form of cancer in the United States. Melanoma is the third most common skin cancer, but is more dangerous and more likely to cause death than other skin cancers, causing 8,000 U.S. deaths and costing billions of dollars each year. >>Learn more

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